Arjun Pratap Upadhyay

Arjun Pratap Upadhyay is a researcher in the field of Business, with research interests focused on financial inclusion and household finance. His academic background combines engineering,

management, and doctoral research, with a B.Tech in Mechanical and Automation from Amity University Rajasthan, a Post Graduate Diploma in Management from the Indian Institute of Management Kashipur, and a Ph.D. from the Indian Institute of Management Kozhikode, with his thesis submitted. His research has explored areas including zombie firms, household savings, rural finance, loan portfolio risk, securitization, bank profitability, and rural credit supply. Before entering academia, he worked in the financial industry, primarily in wealth management, for organisations such as Citibank N.A. and HSBC India, among others.